Learn the Best Ways to Originate a Money Transfer to Vietnam

Saturday, February 26, 2011

By Doreen Cronin


Before you go on a trip in Vietnam, you should get the facts about legal tender in the nation. Specifically, you need to know what form of payment is most frequently accepted so that you are never stuck without money to methods] to pay in this beautiful country before you plan to initiate a money transfer to Vietnam.

The most widely accepted type of currency in this region is the Vietnamese dong, but you will find that U.S. dollars are acceptable in various areas, also. If you are in a tourist area, for example, you can probably use the U.S. dollar quite often when shopping or staying at hotels, but business districts usually prefer the Vietnamese dong.

You should be sure to carry some dong, or at least some of both legal tender, especially as you travel further from the main cities like Ho Chi Minh City or Hanoi. Don't forget to bargain a bit when you shop, as you can save a decent amount of cash this way, and it is a nice change from the fixed pricing at shops in the U.S.

There are many more ATMs than there used to be in this nation, which is why using a prepaid debit card to initiate a money transfer to Vietnam could be a great idea. You can remove money from ATMs before you go out shopping, as you need cash when you bargain. You may also choose to use the prepaid debit card as a regular debit card, but be aware that most stores add a 3% commission charge to credit or debit card transactions. You can use MasterCard and Visa in most areas, though some do also take American Express with an extra 4% fee.

A number of people are comfortable with traveler's checks, and they can be exchanged in Vietnam in random places. However, it is sometimes hard to find banks that will exchange them for cash so do not depend on them completely. Plan to be charged up to 2% commission to change them into dong. However, be aware that Vietcom bank changes Amex checks for free, and others after a .5% fee.

It is best to know the most accepted forms of payment before you make a money transfer to Vietnam in any way. This will ensure that you have sufficient money to get by while in this country. Not every retailer accepts cards or U.S. dollars, but then some prefer such forms of payment to the Vietnamese dong, which means having all of these forms of funds can be a wise idea.




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